Debt Consolidation AUSTRALIA

Q: Can I apply for debt consolidation if I have existing or past defaults?
A: Yes.

Q: Do I need to have a mortgage or other security to apply?
A: No.

Q: Can I consolidate all my debts into my existing mortgage?
A: Yes.

Q:. Can I consolidate my secured and unsecured debts together?
A:. Yes.

Q: What is my interest rate going to be?
A: In 99% of all cases lower than your previous interest rate.

Q: Can you talk to my creditors, companies I owe the money?
A: Yes.

Q: How long does it take to consolidate my debts?
A: This will vary as every applicant has different set of circumstances.

Q: What is a debt consolidation loan?
A: It is a replacement of all your loans and debts with a single loan.